Mmela Capital

Let’s shape your future, together

Whether you’re planning ahead, protecting what matters, or taking your next step towards ownership, our team is here to guide you. Contact us today to access straightforward, inclusive financial solutions and the support you need to make confident choices, one step at a time.

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About Us

About Mmela Capital

Mmela Capital was born out of a lack of access to capital assets critical for growth — especially for emerging companies such as start-up QSEs needing office automation, growing construction firms requiring yellow equipment, owner-driver schemes, and Government departments needing to convert CapEx to OpEx for costly medical equipment and automotive fleets.

From its inception in 2004, Mmela Financial Services realised that every asset they insured had already been financed, prompting the company to expand upstream into sourcing and financing assets that would later be insured.

Since 2010, Mmela has raised R6 billion worth of automobile asset financing.
Meanwhile, Mmela Financial Services managed insurance premiums valued at just under R1.5 billion.

Why choose Mmela Capital

Our Insurance Offerings

Our Service

We understand that small and medium businesses are the backbone of the economy. Our solutions are specifically designed to address the unique challenges faced by SMEs, from cash flow management to asset acquisition and risk protection. 

Our dedicated SME specialists work closely with you to understand your business goals and provide tailored solutions that grow with your business.

Operating Capital

Keep your business operations running smoothly with our flexible working capital solutions designed for day-to-day business needs.

Asset Finance & Leasing

Comprehensive asset financing and leasing options for equipment, vehicles, and machinery to help your business grow without depleting capital reserves.

Our Partner Companies

Contact Us Today.